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The
following options are available to you in
Idaho if you are not pregnant
presently, and you can wait to deliver after 10 months from the
policy effective date. |
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Click here for the following States:
Arizona
Idaho
Missouri
Ohio
Nevada
Utah
Scroll down for
Idaho Plan Options...
kin
click here to get acrobat if you can't access
the application
Thank
you for visiting the site. Below is
LOTS of information... sort of like taking a drink from a fire hose...
but it has details for those that like that kind of stuff.
Remember there is NO SUCH THING AS MATERNITY INSURANCE! The
supplemental plans described below cover medically necessary
hospitalizations while you are ensured. They just so happen to
cover maternity after a 10 month waiting period. No maternity benefits
are paid if you are hospitalized for maternity before the 11th month.
We encourage you to consider the policies below as part of your long
term insurance portfolio.
Purchasing the plans below to have a baby - only to drop the plan
directly after the delivery is not in the best interest of the companies
that offer these supplemental plans. We encourage you to consider
the benefits of these plans for any hospitalization and not just
maternity plans. Having said that...
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For those that like the bottom line, it is this:
You could save
$420 / month in a bank account for the next 12 months and have $5,000 to
pay for towards your maternity expenses relating to a birth one year from now.
(Note: Maternity bills can be anywhere from $4,000 to
$12,000+)
OR Instead...
You could choose one (or both) of the following benefit packages below:
Example: Pay apx $200 / month and receive $5,500 or more for a two day
hospital stay
and over $8,800 for a C-Section with a 4 day hospital stay!
(See following chart for rates)
Click here for the following
States: Arizona
Idaho
Missouri
Ohio
Nevada
Utah
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Note: You
Can't choose BOTH 1 and 2 below. Any
alone, 1 &3, or 2 & 3. |
|
# |
Monthly Rate |
Couple
Rate |
2 Day
Benefit |
4 Days
Benefit |
Application
Notes:
|
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1 |
$104.04 |
$208.08 |
$3,145 |
$4,345 |
Wife Only Coverage Possible, Spouse
Optional |
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2 |
$122.11 |
$244.22 |
$3,700 |
$4,900 |
Can't choose BOTH #1 and #2 (Same
company) |
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3 |
*$31 apx |
*$62 apx |
$1,000 |
$2,000 |
Wife Only Coverage Possible, Spouse
Optional |
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RRates below for Option #3 above. Both spouses
must be covered
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Age |
Monthly |
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18-24 |
$27.54 |
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25-29 |
$31.07 |
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30-34 |
$31.91 |
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35-39 |
$33.42 |
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40-44 |
$36.83 |
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45-49 |
$43.76 |
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50-54 |
$50.66 |
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55-59 |
$71.93 |
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60-64 |
$96.70 |
add $35 plus $4.80 for each
additional child to be covered |
Option #3 Above - Example Rate
Calculation #1:
Male Age 25, Female Age 23 (Couple Only)
$31.07 + $27.54 = $58.61 / month
Option #3 Above - Example Rate Calculation #2:
Male Age 25, Female Age 25 Plus 3 children
$31.07 + $31.07 + $49.40 = $111.54 / month
Remember: These benefits can be used for any medically
necessary hospitalization and up to 10 office visits at $75/visit
per couple per year, and an additional 5 office visits at $75/visit
between all children to be covered.
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Remember there is NO SUCH THING AS MATERNITY INSURANCE! The
supplemental plans described below cover medically necessary
hospitalizations while you are ensured. They just so happen to
cover maternity after a 10 month waiting period. No maternity benefits
are paid if you are hospitalized for maternity before the 11th month.
We encourage you to consider the policies below as part of your long
term insurance portfolio.
Call (801) 999-8504 to help pick the right plan for you!
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Click here for the following States:
Arizona
Idaho
Missouri
Ohio
Nevada
Utah
Note: Picking the wrong
option above will result in you getting the wrong benefit.
For demonstration purposes only.
May change at any time. Not an offer for insurance.
Contact agent for exact quotes
and details of limitations and exclusions.
Quotes are for Residents
of Specifically Chosen State only.
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